{"id":1762,"date":"2012-05-20T20:56:16","date_gmt":"2012-05-21T03:56:16","guid":{"rendered":"https:\/\/blogschapman.wpenginepowered.com\/law\/2012\/05\/20\/professor-eggert-speaks-on-proposed-foreclosure-legislation\/"},"modified":"2012-05-20T20:56:16","modified_gmt":"2012-05-21T03:56:16","slug":"professor-eggert-speaks-on-proposed-foreclosure-legislation","status":"publish","type":"post","link":"https:\/\/blogs.chapman.edu\/law\/2012\/05\/20\/professor-eggert-speaks-on-proposed-foreclosure-legislation\/","title":{"rendered":"Professor Eggert Speaks on Proposed Foreclosure Legislation"},"content":{"rendered":"<p>Professor Eggert spoke on proposed legislation that State Attorney General Kamala Harris and other proponents are pushing for to prevent foreclosure abuses by having stricter mortgage rules.\u00a0\u00a0 The proposals are part of what Democratic legislators call an allied &#8220;Homeowners Bill of Rights.&#8221;<\/p>\n<p>Professor Eggert,\u00a0in pointing out that under the present laws mortgage payment collectors often lack the incentive to negotiate loan modifications that could, in the long run, benefit both homeowners and mortgage\u00a0 investors, commented that, &#8220;The sweet spot for (mortgage) servicer income is to have someone who is always a little behind, so they can collect a lot of fees, so they don&#8217;t have to foreclose until they have to foreclose.&#8221;\u00a0\u00a0 <a href=\"http:\/\/www.dailybulletin.com\/ci_20596942\/deliberations-begin-homeowners-bill-rights-california\">Read more about it here.<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Professor Eggert spoke on proposed legislation that State Attorney General Kamala Harris and other proponents are pushing for to prevent [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":14757,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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