Recently, a sophisticated scam involving fake checks has targeted Chapman University students. The scammer poses as a faculty member, such as “Professor Chris Bolduc,” and reaches out to students via text. The email based variant of this scam is detailed on the trending email scams page.

Here’s a detailed look at how this scam unfolds and what you can do to protect yourself:

How the Scam Works

  • Initial Contact: The scammer pretends to be a faculty member from Chapman University and contacts the student, offering them a job or some form of employment.
  • Job Offer and Check: The scammer sends a PDF containing a check once the student accepts the job offer. The amount on the check is usually higher than what was initially agreed upon.
  • Deposit and Forwarding: The student is instructed to print and deposit the check into their bank account. After depositing, the student is asked to forward the difference between the agreed amount and the check amount to another bank account.

 Why This Scam Is Effective 

  • Delayed Check Clearing: The bank typically takes a few days to clear the check. During this period, the student might believe the check is legitimate.
  • Forwarding Money: If the student follows the scammer’s instructions and forwards the difference, they are actually sending money from their own account. The student is liable for the amount transferred when the check eventually bounces. 

Liability and Consequences

Depositing a fake check can have serious financial consequences. Banks are required by law to make deposited funds available quickly, usually within two days. However, this does not mean the check is valid. If the check is found to be fraudulent, the student is responsible for the money they forwarded. This can lead to significant financial loss and potential legal issues.

Protecting Yourself

  • Verify Job Offers: Always verify the legitimacy of job offers, especially if they come from unexpected sources. Contact the university directly if you receive a suspicious offer. 
  • Do Not Deposit Suspicious Checks: If you receive a check that seems unusual or is for more than the agreed amount, do not deposit it. 
  • Report Suspicious Activity: Report any suspicious emails or texts to Chapman University’s Information Systems and Technology department.

Fake check scams are a serious threat, especially to students who may be less experienced with financial transactions. By staying vigilant and verifying the authenticity of job offers and checks, you can protect yourself from falling victim to these scams. Always remember, if something seems too good to be true, it probably is.

If unsure about an email you received, send an email with your questions to abuse@chapman.edu. For any questions regarding Phishing Simulation/Phishing Simulation training, please contact infosec@chapman.edu.

 

Stay safe and informed, 

 Chapman University Information Systems and Technology (IS&T)